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VA Loans Provided in Roseville, CA

Discussing VA loan options with a client in Roseville, CA.

You’ve Earned It. Now Let Us Help You Obtain It.

After serving in the armed forces, you or your spouse are eligible for a loan guaranteed by the Veterans Affairs. As a veteran-owned company, we understand how important these loans are and we work to help get you the rates you deserve.

Benefits of VA Loans

VA loans provide veterans and/or their surviving spouses with a federally insured mortgage, as long as they meet some basic guidelines based on duration and type of military service.
Perhaps the biggest and most popular advantage is that no down payment is required. In addition, interest rates on VA loans are typically cheaper than conventional rates, even though they vary based on each unique borrower. There are no minimum credit score requirements, no required mortgage insurance and no maximum loan amount, aside from the county loan limits.

Favorable Rates, Quicker Processing

Dependent upon the veteran, a funding fee of 0-3.3 percent of the loan amount is a cost associated with the loan but it can be financed into the loan. VA loans can be either fixed or adjustable-rate mortgages, and an Interest Rate Reduction Refinance Loan (IRRRL) is a great hassle-free option for borrowers who are already participating in the VA loan program.
Additionally, usually no appraisal or credit underwriting is required, making the process quicker and easier than a conventional refinance.

Reach Out Today

VA loans play an integral role in the compensation of our nation’s heroes. If you are in California, visit us in Roseville, Manteca, Chico or San Diego. Our professionals can also serve you in Las Vegas, Nevada, or Honolulu, Hawaii. When you have questions about any part of the process, give our veteran-owned company a call to ensure you are receiving the best loan for you and your specific situation.